Avoid Foresclosure
March 23, 2018
If you fail to make your home mortgage payments, foreclosure may occur. Foreclosure is the legal means that your lender can use to repossess (take over) your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe your lender an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future.
Dodd-Frank Rollback to Impact PACE ABS Market
March 23, 2018
An analysis of the Dodd-Frank Act modifications by Moody’s has found that the amendment to the federal Truth in Lending Act (TILA) passed by the U.S. Senate last week will help clarify certain federal consumer protection responsibilities for participants in the Property Assessed Clean Energy (PACE) markets and reduce the uncertainty around legal risks for future asset-based securities (ABS) in this sector.
5 reasons why you should have a real estate agent sell your house
March 30, 2018
Selling a residential property is not as straightforward a process as many people believe it to be. Even in today’s seller’s market, there are many practical and legal pitfalls to take into account when you decide to sell your home and it requires good preparation.
You may think that using a real estate agent can be expensive and selling your house yourself is a great way to save money. But is it a smart thing to do? Well, Yes!. Because:
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Do you know how to market your property?
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Do you have time for viewings?
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Are you a sales type?
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Can you deal with a buying estate agent?
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How good is your legal knowledge?
The bottom line
Are you an expert in selling homes? While there are certainly people who are qualified to sell their own homes, the process isn't as simple as many people assume. And when you get into a difficult situation, it can really pay off to have a professional on your side. Because of their knowledge and experience, a real estate agent will make you more money on the sale of your home.
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